If you have a mortgage loan with Main Street Home Mortgage, you may have received mail from financing companies soliciting you for some type of home financing. Such mail may come in the form of letters or note cards, and you may even see the words: "Important Information About Your Mortgage" or "Urgent" on the front of the envelopes.

These solicitations are some of the marketing tactics used by financing companies to persuade you to contact them to refinance or take out a second mortgage or home equity line. You may notice that these letters provide a few personal details about your mortgage, like your loan amount or that your mortgage lender is Main Street Home Mortgage.

The fact of the matter is that these financing companies have independently obtained certain information about you from the public land records where your deed of trust or mortgage is recorded. They search public records to collect information on you - and on many other homeowners - and mail out their marketing material based on this public information.

At Main Street Home Mortgage, we want you to know how we regard and treat your information. We also think you deserve to know a few things about these unsolicited mailings:

Main Street Home Mortgage does not authorize and participate in these mailings.
Even though some of the letters may lead you to believe that we gave the financing companies access to your information, this is not an activity we would ever participate in.

Main Street Home Mortgage does not provide any of your information to financing companies or creditors.
We know that your privacy is important and take seriously our responsibility to honor that privacy.

Loan information contained in the public records (what these solicitors and others have access to):
 

• your name (and your co-borrower's name, if applicable)
   

• lender's name
   

• property address
   

• original loan amount
   

• loan type (conventional, FHA or VA)
   

• loan closing date

Private information, not part of public records:

• loan interest rate
   

• monthly mortgage payment

Again, these financing companies do not have enough information about you, your creditworthiness or your mortgage loan to provide a factual analysis about your current home-financing needs. Marketing activities like this are solely based on public data.

Should you need additional clarification regarding these mailings or have questions concerning your mortgage information, contact Main Street Home Mortgage at 877-252-5438 or email us at service@mshmc.com. You can also contact your Main Street Home Mortgage Loan Officer.

We're always available to assist with any of your home financing needs.